Due to accident, if within 90 days from the date of occurrence an insured dies directly from such an accident caused through external, violent and visible in nature then the Company shall pay to the insured the sum assured in addition to the death benefit of the basic policy. Enrolled about 3 months ago. Grow your dental practice Guardian Health offers online convenience for claim submission and adjudication, real-time claims processing, and member access to payments and balances. kSO'y-C_:C?t6upUnsMCj)_~Es[OnIg9[L"YhbSC{?B Disability insurance can help replace your income if you become disabled and can't work. Waiting period varies by state and deductibles may apply. Guardian is a registered trademark of The Guardian Life Insurance Company of America. Guardian and IBH reserve the right to discontinue the Employee Assistance Program at any time without notice. Guardian Healthcare Providers participates in E-Verify. c`e``= ,@Q,$Xe~/u``h`,`5H@BYxfu2Y0(^ jcfN fg` o Online peer support groups *, Chiropractic visits can be a covered benefit, depending on the plan selected, Benefits for procedures and treatments, such as surgery, chemotherapy, and radiation, Cancer screening benefit available that includes procedures such as mammograms and colonoscopies, A choice of four standard schedules of coverage paid, with additional options for flexibility, The ability to offer multiple accident insurance plan options for employees to choose from, A simple four-tier rate structure with 24-hour or off-the-job plan design options, Three insurance plan levels to cover a wide range of budgets and employee needs, Composite, Attained-age, or issue-age, rates available, Guaranteed Issue coverage or just one health question required, Special underwriting consideration on takeover opportunities, Lump-sum benefits are available up to $50,000, Benefit options let employees select the coverage that best meets their needs, Pays for the first occurrence of a critical illness, with the option to include recurrence benefits, No lifetime maximum; benefits are payable on all conditions, Children are covered at no additional cost, and no health questions are required, Helps reduce the financial burden of high deductibles, coinsurance, and copays, Pays benefits directly to the employee whether or not charges are covered by a medical plan, Hospital indemnity benefit can be used for any purpose by employee.

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